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Biden launches student loan forgiveness application

Student Loan forgiveness application
Biden launches student loan forgiveness application

The Biden administration has launched a beta version of its student loan forgiveness application that was promised, and borrowers can apply now. 

The Education Department has launched an online application for Biden’s new student loan forgiveness plan, which can provide up to $20,000 in loan forgiveness for federal student loans administered by the government.

Student Loan forgiveness application process

Borrowers can simply fill out the online form, electronically sign it, and submit it, instead of logging in to the StudentAid.gov website using their FSA ID (their unique username and password.

To access the

application, borrowers simply must provide their information (name, contact details, and personally-identifying information like their Social Security number and date of birth). 

They must also certify, under penalties of perjury, that they earned less than $125,000 in income (or less than $250,000 if they are married) in either 2020 or 2021 to qualify for student loan forgiveness under Biden’s plan.

If you need more information, you can check the Education Department’s website.

After receiving an electronic confirmation of submission, borrowers will not have to submit supporting documentation with their applications.

However, the Education Department will subsequently follow up with several million borrowers over the next year or longer to verify income information. 

When will the students’ applications be processed?

While the application is legitimate, no student loan request will be immediately processed. The earliest any request will be processed and approved is October 23, according to a court filing by the administration earlier this month.

If you aren’t able to access the beta application, don’t panic — you’ll have until December 31, 2023, to apply.

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